Discussion

My client, Sarah, is a 43-year-old office administrator and single mother whose daughter, Jane, has severe spina bifida.

Under TCF regulations, advisers are required to look at their client's financial wellbeing and needs. With this in mind, what prominence should cash plans be given, and should they ever be at the forefront of a client's requirements.

June's COVER poll is asking your reaction to the proposed new name for Total and Permanent Disability.

COVER's poll this month concerns the Government's Fit Note and Employment and Support Allowance legislation.

Long term care is one of the key issues of this General Election campaign.

Care for the elderly and disabled at home is currently enjoying a high political profile. Given the Governments concerns in this area, do you see this sector becoming mainstream for the protection and health insurance industries, rather than its current...

I have been approached by the owner of a small arts foundry with 22 employees who is interested in offering a basic level of employee benefits. He already has a life cover plan for all employees, but would like to offer something else as well. However,...

Rhys (52) has just taken early retirement due to stress and serious heart problems which resulted in surgery. He and his family were previously covered under his company's PMI plan, and now he wants to provide this cover for his wife (Heather, 48) and...

In an effort to increase consumer confidence and engagement in the industry the concept of a protection product quality mark has been suggested. Would you broadly support this idea, and what issues would it raise?

Industry experts discuss the commodities market and how ETFs and ETCs can efficiently tap this asset class