Advice

Question: So, with the volatile US markets, they are a plethora of risks with ULG's that derive from across the pond. Do the experts still trust in the US market?

Question: Should I be using Fund of Funds to invest in Equities?

Question: What is deemed as ‘best practice' when valuing Unit Linked Guarantees?

Question: The amount of income an investor withdraws is generally reviewed every five years, but income drawdown investors may wish to make more frequent assessments of their situation…….a true statement? And what are the pro's of making such regular...

Question: I have been advised by a broker friend that I should tell my clients to temporally stop or reduce withdrawals of Income Drawdown Funds, if the markets suffer another sever correction. This will avoid their pension capital being eroded. What...

Question: My clients are using a variety of Income Drawdown services, which thankfully keeps me on my toes as I constantly review the pension funds on a regular basis which involves looking at the sustainability of the income and reviewing the investment...

Question: There seem to be some potential problems in valuing ULG's. I mean, the non-financial risk is a concern, there is no (what I am aware of) market for mortality exposure and longevity? If the benefits are linked to such events in a non-Symantec...

Question: Could the panel give me an overall idea on what they determine an Equity fund to be? I have been faced with various alternative descriptions over the years! Are they still classed as a ‘mutual fund'?

Question: Unsecured pensions seem far too much of a risky investment. What attractive alternatives do the panel suggest may be more suitable for a couple, in their late 50's, with no outstanding debt?

Question: Interesting article..... I have checked all the Q's & A's so far…..but no real answers to the lead questions you posted…..can you provide your answers to them? • effects of the age change on retirement planning • actions clients can take...