Interesting feature...............


Question: Interesting article..... I have checked all the Q's & A's so far…..but no real answers to the lead questions you posted…..can you provide your answers to them? • effects of the age change on retirement planning • actions clients can take prior to 6 April to avoid being caught out by the change • ways providers can help advisers and their clients.

Answers: Fiona Tait: - Scottish Life Age change From 6 April next year the minimum age at which individual can access their pension benefits will rise to 55 with immediate effect*. Clients who have already crystallised all of their pension fund will still be able to take a pension income, in line with HMRC limits, whether or not they are taking income at the present time. Clients who have not yet crystallised their benefits will have to wait until they are 55* before they can access pension benefits. Clients who have partially crystallised their fund will be able to take income ...

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