structured products

Structured product sales strategies under the spotlight

Providers of structured products need to better assess if the investments are value for money for investors who struggle to understand them and tend to significantly over-estimate returns, the regulator has said.

The Financial Conduct Authority (FCA) has fined Credit Suisse International (CSI) £2.4m and Yorkshire Building Society more than £1.4m for giving undue prominence to a structured product's near-unattainable potential return.

Structured product provider Morgan Stanley has launched a capital-at-risk plan linked to the FTSE 100, offering investors a return equal to more than twice the index's performance over its six-year term.

ALTERNATIVE INCOME

OUTDATED

Professional Adviser and Protected Product Review (PPR) are delighted to announce the winners of the PPR Structured Product Awards 2013.

STRUCTURED NOTES

The ongoing lack of innovation demonstrated by structured product providers could lead to stagnating sales volumes within as little as a year.

‘Overconfident' and ‘nervous' investors are unsuitable candidates to be investing in structured products, according to new research.