Your shout: Advisers on what needs to change in financial services

In finance, as in all things, there is a fine line between what is considered a much-loved ‘classic', and what is outdated, old fashioned and from a less enlightened time. At the brave new dawn of 2014, what aspects of financial services is the industry harbouring that it should really be leaving behind? Adviser opinions are many and varied, suggesting further reinvention of the sector is needed even in the shiny post-Retail Distribution Review (RDR) world. Structured products' problem For Wishart Wealth Management director Iain Wishart, structured products – much maligned for th...