It's clear that the baby boom generation are a key part of an adviser's business model, as it's the section of the population with the most disposable income and the greatest savings.
The time limit on claiming higher rate tax relief on pension allowances is set to be cut from six to four years from 6 April, Standard Life warns.
Paul Burgin looks at the new Special Annual Allowance Charge on pension contributions.
Standard Life is offering advisers commission worth up to 25% of their clients' first year of payments as part of its active money personal pension.
The long-term attractiveness of pensions for very high earners was put in further doubt as a result of the changes within the pre-budget report in December.
Advisers are routinely missing out on business opportunities by failing to engage with younger consumers, according to Standard Life.
The level of payment restructuring still needed to make providers RDR-ready could set back implementation beyond 2012, according to Lighthouse Group executive chairman David Hickey.
Standard Life has maintained bonus rates and cut market value reductions (MVRs) for more than a million with-profits investors.
Standard Life is set to launch a programme on its wrap to help IFA firms prepare for the RDR.
Standard Life has been fined £2.45m by the FSA for serious failures relating to its Pension Sterling fund.