PruProtect

This disease has a broad range of severity. Paul Gyseman highlights its complications.

Severity based protection payments have become more common over the year. Phil Jeynes explains why in his overview of 2011

Pruprotect is launching an adviser based up-selling scheme to offer existing term assurance clients whole of life cover with no additional underwriting.

Half of insurers are now offering some form of HIV Life Assurance, up from 35% last year, according to medical financial advisers Unusual Risks.

Pruprotect has introduced a premium saver option for its protection products that could see customers earning more than their first year's premiums back over five years.

At the recent COVER Health and Protection Forum, Clive Waller called for greater regulation of back book selling. Do you agree that this would ultimately benefit clients and the market?

Paul Gyseman looks at the insurance implications of this oesophageal condition and why underwriters need to be alert when assessing the long-term risks of this common disclosure

Provider LV= has said it hopes protection will not be made compulsory because it could leave individuals who need comprehensive cover under-insured.

Personal Touch has added a multi-tie protection panel to join its whole of market offering.

Last night COVER recognised the best work of those in the health insurance and protection world.