Protection

Halloween is not the only night of the year people fear the supernatural, as our compilation of the morbid and bizarre but genuine insurance products show.

More than half of advisers have yet to adjust their clients' protection needs in the wake of the removal of the default retirement age (DRA), according to Avelo.

The Protection Review's independent training has been warmly received by advisers who attended the first two sessions and it is now hoping to arrange further dates next year.

LifeQuote has developed a decision in principle tool for the protection market to assist advisers with the process of placing difficult lives with insurers.

Provider LV= has said it hopes protection will not be made compulsory because it could leave individuals who need comprehensive cover under-insured.

Personal Touch has added a multi-tie protection panel to join its whole of market offering.

The "diabolical" selling of protection back books needs to be regulated and restricted, with the new owners held accountable for the way the books are run, an industry expert says.

Catch up on all the opinion, analysis, tips and interviews.

LV= has revealed it completed almost two thirds (61%) of all protection applications from IFAs in five days or less last year.

The insurance sector has been chastised for not engaging well enough with politicians and advisers have been urged to lobby their MPs.