HM Treasury

Inflation could erode pension incomes

To give trust-based pension savers full access to pension freedoms

'Parliament now better placed to safeguard FCA from interference'

Regulator wants early responses to prevent referrals

Organisation's tools and services to be carried forward

Underlying statutory framework made MAS ineffective

MAS was heavily criticised by MPs

FAMR explored mass-market access to advice

Only a small percentage of advisers responded to FAMR

Treasury gives FCA implementation deadline