FCA

Industry divided on the the regulator's push for innovation

Six months after the original proposal

Savings made across the board

Part of regulator's business plan

FCA released stats for last nine months of 2015

Technology-friendly regulator values traditional advice

FCA was formed three years ago

Changes follow firm's 2015 review of customer behaviour

Complaints driven by general insurance sales

Advisers taking shortcuts in EIS due diligence