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The noise surrounding the RDR remains at full volume, although no-one will know what the final rules will demand of advisers until next year.

I came across an interesting thread on an Internet discussion board called simply ‘The Rant Forum', in which people poured their hearts out about the things that really annoy them.

Last month we explored one of the three key components of business strategy - the importance of price play. This month we turn to the second: product/service differentiation.

Those of you with even a passing eye on the regulation of financial services will be more than aware of the major initiative currently under discussion and due to be implemented in 2012.

There has been much speculation on where new FSA regulations on capital adequacy will leave adviser firms.

According to the FSA, the new prudential rules for personal investment firms (PIFs) have been created "for the benefit of advisers, not to make things more difficult for them".

Recent figures show Britain is still not out of recession and how long an economic recovery might take will continue to spark debate for many months to come.

Eastern Europe has witnessed momentous changes since the fall of the Berlin Wall 20 years ago, according to Jupiter's Elena Shaftan.

The fall of the Berlin Wall 20 years ago marked the end of the crude and utopian communist experiment that divided Europe for over four decades, says Hexam's Marina Akopian.

MorganAsh managing director Andrew Gething says real-life answers he has received to the question 'Have you ever had cancer?' are testament to the current problems of Q&A in protection...