Annuities

Adam Wrench examines the annuitisation process and asks how much will there really is within the industry to make real changes

Aegon will carefully monitor the commission being taken as part of its new flexible adviser remuneration option for annuities to ensure the offer is not abused.

Discrimination is good. A dictionary definition is "the power of making fine distinctions", so it's a synonym for good judgement. Most insurance is based on discrimination.

Aegon has launched a flexible adviser remuneration option for annuities in a bid to close the advice gap for customers with smaller pension pots.

Just Retirement's group total sales were £763.5m for the year ended 30 June 2008, up 12.8% year-on-year on the previous year's £676.8m.

Helen Morrissey talks to a panel of experts about the challenges and prospects facing the annuity market

Bernard Footitt discusses the pros and cons of lifetime annuities

Dave Harris argues that renaming the open market option may help people realise the importance of shopping around for the best retirement product

Helen Morrissey asks what needs to be done to ensure people get the best deal from exercising their open market option

Matt Trott presents the findings of LV='s latest research into the annuity market