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Stats for 12 months of reforms
Annuity rates already at record lows
Takes up position after October AGM
Dashboard will be implemented by 2019
Record £3.6bn paid out last year
FCA is ready to act
More annuities sold than drawdown in Q4
Insurance premium tax adds to 'cocktail of threats'
Referendum date set for 23 June
Ex-pensions minister sounds stern warning