Financial advisers must choose either to be independent or restricted and can no longer switch between the two types of service, the Financial Conduct Authority (FCA) has said.
In its latest Markets in Financial Instruments Directives II (MiFID II) policy statement the regulator said it was "required" to implement the independence measure because it was a MiFID II "delegated...
Joined as head of strategy, multi asset, in June
Group income protection
Nine in 10 do not have income protection