Regulation as a deal driver: How FCA scrutiny is reshaping wealth management consolidation

In wealth management M&A regulation has moved from footnote to headline

clock • 3 min read

Regulation is no longer a peripheral consideration - it is shaping how deals are assessed, structured and delivered, says Louise Mahon

In wealth management mergers and acquisitions (M&A), regulation has moved from footnote to headline.  Regulation has always formed part of the backdrop to transactions in the IFA and wealth management space. What has changed recently is the extent to which it is now actively shaping deal dynamics. Regulatory matters are increasingly influencing how targets are assessed, how risk is priced and, in some cases, whether transactions proceed at all. From an M&A perspective, increased FCA scrutiny is no longer something to be dealt with after completion. It is increasingly central to value, st...

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