Artificial intelligence in financial services: Where does the regulator stand?

Must be adopted in a safe, responsible, and compliant way.

clock • 4 min read

Sandy McGregor explores the Financial Conduct Authority’s stance on AI..

Artificial intelligence (AI) is becoming increasingly prominent in financial services. It has the potential to transform the way firms serve their clients and increase access to financial services. There has already been plenty written about the benefits and drawbacks of AI and how its use could impact financial planning firms, but what's the Financial Conduct Authority's (FCA) stance on these developments?  And how could AI play a part in a changing advice landscape under the Advice Guidance Boundary changes? Well, the FCA has published various updates on AI already and, in short,...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Regulation

Targeted support: Is it what consumers want?

Targeted support: Is it what consumers want?

Behavioural, financial and demographic differences must be factored in

Louis Wiliams
clock 04 December 2025 • 4 min read
Independently East declared failed by FSCS

Independently East declared failed by FSCS

Advice firm entered liquidation in 2023

Professional Adviser
clock 19 November 2025 • 2 min read
FCA consolidation review 'a warning shot' for acquirers

FCA consolidation review 'a warning shot' for acquirers

Regulator’s findings a ‘wake-up call’ for private equity and consolidators

Sahar Nazir
clock 05 November 2025 • 5 min read