The LTA has been abolished but life isn't any simpler for advisers

A whistlestop tour of post-LTA pension rules

clock • 6 min read

Keeley Paddon is still searching for the simple life after the lifetime allowance abolition...

As we enter a new political era, it's likely many financial planners will be thinking 'what next' for pensions. However, it is important not to get caught up in what might be in store, but to remain in the present.  That means making sure advice continues to reflect current pensions legislation.  For that reason, a clear understanding of the April 2024 lifetime allowance (LTA) changes continues to be essential. This was an important and potentially complex piece of reform for advisers.   As was widely commented at the time, the abolition did not mean there were no longer limits on ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

The FOMO-fuelled run on the pensions bank – where the Treasury is the only winner

The FOMO-fuelled run on the pensions bank – where the Treasury is the only winner

'You can't build a savings culture on a foundation of uncertainty'

Matt Storey
clock 17 November 2025 • 5 min read
Chancellor's potential salary sacrifice plan: A 'high risk gamble built on low quality data'

Chancellor's potential salary sacrifice plan: A 'high risk gamble built on low quality data'

Govt reportedly considering introducing a £2,000 salary sacrifice annual cap

Joseph Warne
clock 14 November 2025 • 4 min read
Reeves looking to cap salary sacrifice contributions to £2,000 - reports

Reeves looking to cap salary sacrifice contributions to £2,000 - reports

Chancellor has 'decided against' cutting pension lump-sum withdrawals

Jonathan Stapleton
clock 10 November 2025 • 4 min read