The LTA has been abolished but life isn't any simpler for advisers

A whistlestop tour of post-LTA pension rules

clock • 6 min read

Keeley Paddon is still searching for the simple life after the lifetime allowance abolition...

As we enter a new political era, it's likely many financial planners will be thinking 'what next' for pensions. However, it is important not to get caught up in what might be in store, but to remain in the present.  That means making sure advice continues to reflect current pensions legislation.  For that reason, a clear understanding of the April 2024 lifetime allowance (LTA) changes continues to be essential. This was an important and potentially complex piece of reform for advisers.   As was widely commented at the time, the abolition did not mean there were no longer limits on ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Salary sacrifice protections overturned by House of Commons

Salary sacrifice protections overturned by House of Commons

Commons overturns Lords amendment to increase cap to £5,000 from initial £2,000 proposal

Holly Roach
clock 24 March 2026 • 1 min read
 Rachel Vahey: Advisers and clients still need clarity on NMPA increase

Rachel Vahey: Advisers and clients still need clarity on NMPA increase

'HMRC has had years to clear this up but has sat on its hands'

Rachel Vahey
clock 11 March 2026 • 4 min read
Pension freedoms exposed a longevity problem we still refuse to confront

Pension freedoms exposed a longevity problem we still refuse to confront

'The gap between product complexity and consumer understanding is not narrowing'

Julia Fintz
clock 11 March 2026 • 4 min read