How VCTs can help to provide advice opportunities

The landscape confronting advisers and clients has undergone a significant shift in the past year. With rates on cash savings reaching up to 5%, it might appear as though there are fewer opportunities to advise on. With the risk-free rate having risen dramatically, the return target from assets capable of generating inflation-beating returns, is in the high-risk territory. And this is coming at a time where under Consumer Duty, we're thinking more than ever about the value of advice. Investments could need to target 8% or more annually to achieve better-than-cash returns after the imp...