Salary sacrifice: A reminder of the benefits for clients

'No real downside to salary sacrifice if done correctly'

clock • 4 min read

Claire Trott runs through the benefits of salary sacrifice, which she says, if done correctly is a no-brainer...

With the cost of living crisis in full swing and clients understandably eager to limit unnecessary spending, pension planning is likely to be far down the agenda for many. As advisers, it is important to ensure that, where possible, clients do not sacrifice their future savings completely and are aware of the different tips and tricks available to them to maximise the money going into their pension, despite the current economic turmoil. One particularly attractive tip worth highlighting to clients is salary sacrifice. It has become common practice for employees to sacrifice part of th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Salary sacrifice protections overturned by House of Commons

Salary sacrifice protections overturned by House of Commons

Commons overturns Lords amendment to increase cap to £5,000 from initial £2,000 proposal

Holly Roach
clock 24 March 2026 • 1 min read
 Rachel Vahey: Advisers and clients still need clarity on NMPA increase

Rachel Vahey: Advisers and clients still need clarity on NMPA increase

'HMRC has had years to clear this up but has sat on its hands'

Rachel Vahey
clock 11 March 2026 • 4 min read
Pension freedoms exposed a longevity problem we still refuse to confront

Pension freedoms exposed a longevity problem we still refuse to confront

'The gap between product complexity and consumer understanding is not narrowing'

Julia Fintz
clock 11 March 2026 • 4 min read