Les Cameron: Three of my favourite things about insurance bond tax

While insurance bonds have long since been a part of mainstream financial planning, over the last few weeks several advisers and paraplanners have said to me that they tend to mainly use GIAs and ISAs and/or they feel they could benefit from revisiting the uses of bonds. Some investments, smoothed funds being the prime example, can only be held in a tax wrapper. But in this age of open architecture tax wrappers, where the necessary investment is often available both inside and outside a tax wrapper, the use of bonds is predominately a tax-led decision.   In this article, I'll focus on...