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Les Cameron: "Imagine if you invested onshore, suffered taxation while you saved up, then didn't need the tax credit on surrender as your personal and savings allowances would have kept you tax-free anyway? You'd feel like you got the fuzzy end of the lollipop."
Les Cameron shares a few of his favourite things about insurance bond tax in his latest article for Professional Adviser...
While insurance bonds have long since been a part of mainstream financial planning, over the last few weeks several advisers and paraplanners have said to me that they tend to mainly use GIAs and ISAs...
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