David Downie: The crucial role of advisers (and cashflow models) in 'no fault' divorces

Is this the end of the blame game?

clock • 4 min read

As a new Act is expected to spark an increase in divorces, the need for actuarial support and straightforward financial advice rises too, explains David Downie

Is this the end of the blame game? In April next year, the Divorce, Dissolution and Separation Act 2020 - designed to allow married couples in England and Wales to issue divorce proceedings without assigning blame - comes into force. Under the current law, one spouse must effectively accuse the other of being responsible for the ‘irretrievable breakdown' of the marriage, perhaps due to adultery or desertion. However, the new Act, dubbed the ‘no-fault divorce' Act, means a married person can wake one morning, ask their spouse for a divorce, and proceedings can begin. Divorces will b...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Retirees feel regret after rushing to take out tax-free cash

Retirees feel regret after rushing to take out tax-free cash

Chancellor urged to provide earlier clarity ahead of 2026 budget

Isabel Baxter
clock 02 July 2026 • 3 min read
Third Financial launches white-labelled SIPP

Third Financial launches white-labelled SIPP

Titan Wealth first client to use service

Jenna Brown
clock 29 June 2026 • 1 min read
Environmental due diligence for SIPP/SSAS is as important as ever

Environmental due diligence for SIPP/SSAS is as important as ever

Environmental due diligence isn't just a ‘tick-box'

Caitlin Southall
clock 29 June 2026 • 4 min read