David Downie: The crucial role of advisers (and cashflow models) in 'no fault' divorces

Is this the end of the blame game?

clock • 4 min read

As a new Act is expected to spark an increase in divorces, the need for actuarial support and straightforward financial advice rises too, explains David Downie

Is this the end of the blame game? In April next year, the Divorce, Dissolution and Separation Act 2020 - designed to allow married couples in England and Wales to issue divorce proceedings without assigning blame - comes into force. Under the current law, one spouse must effectively accuse the other of being responsible for the ‘irretrievable breakdown' of the marriage, perhaps due to adultery or desertion. However, the new Act, dubbed the ‘no-fault divorce' Act, means a married person can wake one morning, ask their spouse for a divorce, and proceedings can begin. Divorces will b...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Planning points: Paying pension funds to charity on death

Planning points: Paying pension funds to charity on death

IHT on pensions may create opportunities for charitable giving

Martin Jones
clock 16 October 2026 • 3 min read
Torsten Bell: Pensions industry must 'give ground' to what savers trust

Torsten Bell: Pensions industry must 'give ground' to what savers trust

Torsten Bell says what the industry is doing is a ‘triumph’, but there must be transparency

Holly Roach
clock 15 October 2026 • 1 min read
Shadow pensions minister warns over using tax relief as 'backdoor' route to mandation

Shadow pensions minister warns over using tax relief as 'backdoor' route to mandation

Helen Whately sets out a pro-business stall and casts doubt on increased AE contributions

Alex Levy
clock 15 October 2026 • 2 min read