Kirsty Anderson: Stress testing the cashflow model

When was the last time you reviewed your processes?

clock
Kirsty Anderson: "Remember market crashes can and do happen, and investment returns almost certainly won't mirror those that have been modelled. Stress testing is one of the most effective ways of helping the client understand this."
Image:

Kirsty Anderson: "Remember market crashes can and do happen, and investment returns almost certainly won't mirror those that have been modelled. Stress testing is one of the most effective ways of helping the client understand this."

Stress testing is a crucial element of a centralised retirement proposition, writes Kirsty Anderson. Here she outlines the key areas to test and questions to ask clients...

In a defined contribution (DC) pension, we all know that the risk ultimately sits with the client. But the responsibility of clearly demonstrating the associated risks and ensuring clients understa...

To continue reading this article...

Join Professional Adviser

 

  • Unlimited access to real-time news, industry insights and market intelligence.
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters.
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection.
  • Members-only access to the editor’s weekly Friday commentary
  • 
 Be the first to hear about our events and awards programmes.

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Aviva completes Succession Wealth acquisition

Aviva completes Succession Wealth acquisition

Announced in March

Jenna Brown
clock 11 August 2022 • 1 min read
Doug Brown: " They have a management team that has been very successful in M&A."

Aviva UK boss: Expect more consolidation from Succession

Half year results

Jenna Brown
clock 10 August 2022 • 2 min read
One Four Nine buys Aberdeen-based Chartered IFA

One Four Nine buys Aberdeen-based IFA

Total £800m AUM

clock 10 August 2022 • 1 min read