Chris Budd: What to do if you are feeling fed up

Have you, like me, started 2021 feeling a little low? Chances are so have your clients. With this month's column I would like to share some possible reasons for this and what you might do about it. Financial wellbeing junkies The set point theory of happiness tells us that we arrive in adulthood with a set level of wellbeing (interestingly, it is thought to be mainly inherited, plus a significant influence from childhood experiences). It is difficult to have a long-term impact on our set level of wellbeing. What we can do, however, is to make short and medium-term actions to ...