Adrian Boulding: SSAS advantages in 10 key points

Getting SSAS-y

clock • 10 min read

Adrian Boulding continues his deep dive into the SSAS market with his second feature on the lesser-known corner of the pensions world. Here he outlines 10 key points advisers should know and highlights SSAS' client-retention potential

Small self-administered scheme (SSAS) pensions came into being way back in 1974 in the depths of the three day week when Britain was still the ‘the sick man of Europe'. The SSAS market grew exponentially during the 70s and 80s in a time when income tax and interest rates were much higher than they are today, and business finance was much scarcer than it is today. The SSAS proved an ideal vehicle for co-directors within a business and with common investment aims. Many boards of directors wanted the flexibility to purchase pension-able assets jointly and borrow against SSAS-held assets ...

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