Claire Trott: Which pension tax relief option is best for clients?

Call for evidence will highlight problems

clock • 4 min read

Claire Trott discusses the pros and cons of different pension tax relief methods in her latest article for PA. What works best - relief at source or net pay? She also nudges advisers to ensure clients are getting the full benefits they are entitled to

One of the many things I talk to advisers about on a regular basis is how schemes provide tax relief to their members and if there is anything that they have to do to get what they are entitled to. For a few years now I have been actively encouraging advisers to review their clients' auto-enrolment schemes to ensure their members are getting the full benefits they are entitled to. The government has now called for evidence regarding the different types of scheme and the impact on low earners as well as any administration issues that could be improved.   Back to basics Firstly, le...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax Planning

How charitable giving could help mitigate the IHT on pensions impact

How charitable giving could help mitigate the IHT on pensions impact

Castlefield adviser unpacks what the IHT on pensions changes mean for charitable gifting

Isabel Baxter
clock 27 October 2025 • 3 min read
Reeves eyes income tax rise in Autumn Budget – report

Reeves eyes income tax rise in Autumn Budget – report

Would break Labour’s manifesto pledge

Isabel Baxter
clock 24 October 2025 • 2 min read
Demand for estate planning advice surges as IHT exposure set to triple

Demand for estate planning advice surges as IHT exposure set to triple

Advisers prepare for IHT reforms

Isabel Baxter
clock 21 October 2025 • 2 min read