Gareth James: Making sure death benefits aren't overly taxing

A significant amount has been written on the changes to the taxation of death benefits since major changes were introduced from April 2015. This is hardly surprising given the changes created a raft of planning opportunities regarding the way in which benefits might be paid, and the most appropriate people to receive them. Less has been written about the complications this has created surrounding distribution of death benefits. Pre-2015 it might have been the norm for all of the death benefits to be distributed to the spouse of the deceased but the likelihood alternative options will nee...