Kirsty Adamson: How are advisers adapting to a changing environment?

Regulation and consolidation

clock • 4 min read

Kirsty Adamson examines how the transformation of the regulatory environment is driving change - and consolidation - on the investment and wealth management landscape.

It has been nearly a decade since the first clouds of the approaching financial crisis emerged - and the resulting economic and political impact paved the way for increased regulation of the financial services sector. Financial advisers and wealth managers in the UK have been grappling with regulatory change in recent years, which has been generated by both UK and European legislation. Take the implementation of the Retail Distribution Review (RDR) for instance. When it was introduced on the last day of 2012, the RDR was described as one of the most significant overhauls in financial ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

'Don't think of consolidation as the end of independent advice. It isn't'

'Don't think of consolidation as the end of independent advice. It isn't'

Continuity before everything else

Tom Rowe-Jones
clock 02 September 2026 • 5 min read
SENDA calls on profession to share how it supports families with disabilities

SENDA calls on profession to share how it supports families with disabilities

Part of white paper launching in November

Isabel Baxter
clock 02 September 2026 • 2 min read
Plannex memberships boosted by 'out of the blue' Reddit influx

Plannex memberships boosted by 'out of the blue' Reddit influx

Without spending a penny on the social media platform

Isabel Baxter
clock 01 September 2026 • 5 min read