Kirsty Adamson: How are advisers adapting to a changing environment?

Regulation and consolidation

clock • 4 min read

Kirsty Adamson examines how the transformation of the regulatory environment is driving change - and consolidation - on the investment and wealth management landscape.

It has been nearly a decade since the first clouds of the approaching financial crisis emerged - and the resulting economic and political impact paved the way for increased regulation of the financial services sector. Financial advisers and wealth managers in the UK have been grappling with regulatory change in recent years, which has been generated by both UK and European legislation. Take the implementation of the Retail Distribution Review (RDR) for instance. When it was introduced on the last day of 2012, the RDR was described as one of the most significant overhauls in financial ...

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