Lorna Blyth: The 'heat map' of withdrawal rate sustainability

I read with interest Tom Selby's recent article, Are the pension freedoms spiralling out of control?, which highlighted how the financial services sector needs much better information on pension withdrawal patterns. Particularly so, as like Tom, Royal London is concerned that with the introduction of the pension freedoms, people could make significant withdrawals of income, which would not be sustainable long term. We are seeing more people than ever before using income drawdown with the result that retirement planning accounts for an increasing slice of an adviser's business income. ...