The conversation that has to change with the 100-year life

'Advisers need to continue to challenge the cliff-edge narrative directly with clients'

clock • 4 min read

The way we plan for retirement needs to evolve with the reality of the lives people are actually living, writes Graeme Bowden

We are living longer, and most of us feel younger than the number on our birth certificate tells us we should. That simple fact is reshaping retirement, and it should reshape the conversation advisers have with clients long before a retirement date is ever set. RBC Wealth Management's longevity research, conducted with YouGov among more than 5,600 UK adults aged 45 to 75, with more than £2,000 in investable assets, finds that 72% of people in this "third quarter" of life feel younger than their actual age, by an average of nine years. More than one in ten (13%) think it is likely they wi...

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