Sam Liddle: Using growth assets to boost retirement income

Derive income from range of sources

clock • 4 min read

In the face of countless short-term changes to taxation policy, Sam Liddle argues a genuine absolute return approach to investing could prove a long-term retirement solution

The government has made some significant changes to the tax rules over the past five years. While not all were directly related to pensions, they all impact the way retirees take their income. This, in turn, also affects the way retirees should invest. In general, it has been bad news for those who have tied their flag to one particular mast. Buy-to-let investors, for example, have seen some of the associated tax breaks removed. At the same time, in a new era of pension freedoms and rock-bottom annuity rates, it is clear an annuity may not be the right option for the entirety of a retire...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Income

Record-breaking year for annuities as larger pots drive £7.4bn sales

Record-breaking year for annuities as larger pots drive £7.4bn sales

ABI figures for 2025 at highest level since 2014 pensions freedom bombshell

Jenna Brown
clock 12 February 2026 • 3 min read
Annuity rates rose to 7.51% by end of 2025

Annuity rates rose to 7.51% by end of 2025

Rise worth an extra £7,000 to £9,000 in lifetime income for a 65-year-old

Holly Roach
clock 28 January 2026 • 2 min read
L&G joins with HSBC UK in annuity access push

L&G joins with HSBC UK in annuity access push

HSBC customers given direct access to L&G annuity service

Jenna Brown
clock 07 January 2026 • 2 min read