Sam Liddle: Using growth assets to boost retirement income

Derive income from range of sources

clock • 4 min read

In the face of countless short-term changes to taxation policy, Sam Liddle argues a genuine absolute return approach to investing could prove a long-term retirement solution

The government has made some significant changes to the tax rules over the past five years. While not all were directly related to pensions, they all impact the way retirees take their income. This, in turn, also affects the way retirees should invest. In general, it has been bad news for those who have tied their flag to one particular mast. Buy-to-let investors, for example, have seen some of the associated tax breaks removed. At the same time, in a new era of pension freedoms and rock-bottom annuity rates, it is clear an annuity may not be the right option for the entirety of a retire...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Income

Targeted support: FCA rules out specific annuity suggestions

Targeted support: FCA rules out specific annuity suggestions

Firms must signpost consumers to MoneyHelper’s annuities comparison tool

Jenna Brown
clock 30 June 2025 • 3 min read
How annuity underwriting needs to change to meet Consumer Duty

How annuity underwriting needs to change to meet Consumer Duty

'This is an industry systematically delivering poor outcomes'

Andrew Gething
clock 24 June 2025 • 4 min read
Annuities in a post-freedoms world: The need for rebranding and repositioning

Annuities in a post-freedoms world: The need for rebranding and repositioning

‘The challenges facing today’s retirees are intensifying’

Steve Butler
clock 22 May 2025 • 4 min read