Adjusted confusion: Annual allowance taper hits advice certainty

The introduction of the annual allowance taper has already started to impact on the certainty of the advice that clients are able to get from their advisers.  The problem with uncertainty is that it is tempting to do nothing for fear of doing the wrong thing. But stopping pension contributions or opting out of a pension scheme where the employer is making substantial contributions is surely more risky than having to pay a tax charge on some of the contributions made. Getting the right information, even in the simplest cases, where the annual allowance taper may apply is adding to t...