Blog: The need for specialist retirement advice has never been greater

clock • 3 min read

The guidance guarantee is a good first step but regulated advice is key for retirees of all shapes and sizes, writes David Trenner...

For a politician announcing the introduction of much greater freedom at retirement without providing pension holders the appropriate level of assistance would not be very clever, and one thing George Osborne cannot be accused of is not being (politically) clever! In an age where most Budget statements are usually just a confirmation of all the rumours that have been circulating in the days and weeks before - usually leaked deliberately - Mr Osborne succeeded in pulling a rabbit from the hat and surprising us all. Rumour has it that just 14 people knew about the changes in advance. ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Income

L&G joins with HSBC UK in annuity access push

L&G joins with HSBC UK in annuity access push

HSBC customers given direct access to L&G annuity service

Jenna Brown
clock 07 January 2026 • 2 min read
Doug Brodie: Start where the client starts - income, not risk

Doug Brodie: Start where the client starts - income, not risk

Using investment trusts to solve the drawdown problem, part two

Doug Brodie
clock 06 January 2026 • 5 min read
Smoothing the dash to drawdown: Defending against sequencing risk and volatility drag

Smoothing the dash to drawdown: Defending against sequencing risk and volatility drag

'A new class of on-platform smoothed funds could be particularly useful'

James Tothill
clock 25 November 2025 • 4 min read