Dymott's Digest: why auto-enrolment is a game changer

During the past six months we have seen the introduction of changes that will redefine the way financial services works. It will transform the way people engage with the industry, their perception of fees and the value of advice, and will force individuals to take more responsibility for their own savings. It may also increase the number of individuals who would rather do it all themselves. You may be thinking that this is yet another article on the RDR (yawn). In fact, I am talking about pensions reform and the auto-enrolment legislation. The last 15 years has seen a significant shif...