Four good things (and three bad) about my first year as an IFA

HIT: Survival: Since many new businesses founder in their first year, it's good to still be here, and to have made a small profit in the first year. Broadly speaking the type of business has worked out as planned, with a focus on clients in the ‘second half of life'. HIT: Business structure: I operate as Prime Time Financial, which is a trading style of directly authorised firm Keystone Financial. This has worked out well, satisfying my objective of being able to work largely in my own way, but with the necessary compliance and other support available. One strange thing in this contex...