Planet Insurance - HM Treasury and FSA on product regulation - what gives?

Hot on the heels of HM Treasury’s consultation on simple products, the FSA has published its own discussion paper on product regulation. The two are said to be linked, but this linkage is not inherently obvious, apart from one worrying bit I mention at the end. It is a remarkably strategic document that gives a comprehensive overview of what the FSA does at the moment and the options it has for the future, especially in extending its interventions at the product development stage. The dilemma it recognises is how to strike a balance between early intervention to protect consumers and how...