National or DA, there is no right or wrong answer

Professional Adviser spoke to one former national member who has now decided to go it alone and one former directly-authorised individual who has decided to throw his hat in with a well-known Aegon-owned national IFA. It is an age-old debate in UK financial services, but how you decide to operate your business in the run-up to RDR and beyond continues to divide opinion. Andrzej Garwolinski told us he joined a national because of the compliance and capital adequacy help which he would theoretically be given. On top of that, he claims he has been able to save almost £50,000 a year in ru...