He won't have any of it (nice, understated chap that he is), but I may just be IFA Peter Chadborn's worst ever customer.
It's been more than a year since we first met to discuss my protection needs, and I have been dragging my heels ever since: delaying meetings, failing to return paperwork on time and (sorry, Pete) just plain ignoring him. Why? Because a decent protection plan, catered to my individual circumstances, is quite expensive. It is also something I came to believe I didn't even want: £80 a month in return for, as I saw it, probably nothing. Anyway, this week I finally went ‘on risk' for a joint life insurance policy (with my fiancée, Alice) plus critical illness cover (CIC) and a dose of inc...
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