Someone has to tackle long-term care

clock

The issue of long-term care funding was brought into the spotlight again this week after a report from the Commission for Social Care Inspection criticised the standard of home care services.

The Time to Care? report says people who receive home care are frequently not satisfied with the way services are currently provided – many are dissatisfied with the ‘15-minute slot’ model and say the task-based approach of the majority of councils is insensitive to their needs. In England, anyone with assets over £20,500 has to pay the full costs of their care and accommodation. Below this level, an individual’s contribution is calculated based on capital and income, while personal capital is disregarded below £12,500. The report reveals some people miss out on care because councils c...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Protection advisers under 30 report worries about AI use in claims

Protection advisers under 30 report worries about AI use in claims

More concerned about AI used in claims than underwriting

Jaskeet Briah
clock 30 March 2026 • 2 min read
Where next for protection underwriting and customer service?

Where next for protection underwriting and customer service?

Vital that clients are kept informed

Naomi Greatorex
clock 25 March 2026 • 3 min read
What the protection market study findings mean for advisers

What the protection market study findings mean for advisers

'There are some issues the FCA would like to tackle'

Sandy McGregor
clock 17 March 2026 • 5 min read