Is the Trigold/Crystal merger good news for the industry?

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This week saw the announcement Trigold and Crystal have merged. Not a surprise in many ways, as both are among the market leaders for supplying mortgage technology solutions, but their respective offerings were focused on different functional niches.

Crystal specialises in mortgage point-of-sale solutions whereas Trigold focuses in mortgage sourcing systems. By combining their solutions and expertise, they can become a mainstream technology supplier with considerable market muscle. Importantly their respective business models and skill sets appear to complement each other - Crystal brings its technology platform and 'online' enterprise solutions' expertise, whilst Trigold provide domain knowledge and a wide range of synergistic relationships with lenders and distributors, along with strongly recurring licenses from a client base that ...

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