There is a bright side to mortgage wobble


There are some people who subscribe to the view that if all else fails then blind optimism and a refusal to look facts in the face will see them through.

Certainly this is a glass-half-full approach but, unless such brimming optimism can be tempered with a touch of realism, it can be a very dangerous approach to take. No one should be in any doubt that over the coming months there are still a number of challenges to deal with and they will be felt most keenly in the specialist and sub-prime markets. However, looking particularly at the buy-to-let sector, it is important that we do not allow sentiment to destroy substance. Yes, house price inflation has been higher than rent inflation over recent years making it difficult for landlords to ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes



Already a Professional Adviser member?


More on Mortgages

Client conundrum: Mortgage overpayments versus investments

Client conundrum: Mortgage overpayments versus investments

1.4 million people will see mortgage deals end this year

Laura Suter
clock 22 February 2023 • 3 min read

Summer economic update: Sunak confirms stamp duty holiday in 'mini-Budget'

Mini Budget

Hannah Godfrey
clock 08 July 2020 • 2 min read

FCA sounds alarm on equity release advice

'Tick-box exercise'

Hannah Godfrey
clock 17 June 2020 • 1 min read