Let's have some constructive criticism

Lots of advisers have slammed the initiative, saying it has no chance of working and that it is, quite frankly, a ridiculous idea. But the comment which really made me angry was that people should be responsible for their own actions and shouldn’t be handed things like free advice on a plate. Considering the country is facing a debt crisis, which if it continues will result in fewer and fewer people being able to afford to pay for advice and therefore less clients for advisers, I would have thought the initiative would have been welcomed. Sometimes it seems like people in the finan...