Gender pension gap starts at 28 – research

Gap caused by salary differences and career gaps, AJ Bell finds

Sophia Panayi
clock • 3 min read

The gender pension gap starts at the age of 28, new research from AJ Bell has revealed.

Surveying 2,000 nationally representative Brits plus a boost survey of 100 28-year-olds, AJ Bell Money Matters' report The gender pension gap: why age 28 matters found that men and women's pension contributions begin to diverge at age 28. Before age 28, the report found that neither men nor women put much emphasis on their pension saving.  The survey showed only 6% of women and 9% of men mark pensions as a high financial priority before reaching age 28. Why the gap appears at 28 Scottish Widows' 21st annual Women and Retirement report, published in November 2025, found gender pen...

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