Advisers expecting Cash ISA limits to come into effect by end of year

Wealth tax changes drive client demand for cash, research finds

Isabel Baxter
clock • 2 min read

When asked about their expectations regarding the future of Cash ISAs, two thirds (66%) of financial advisers expect limits on Cash ISAs to come into effect by the end of the year, Flagstone has found.

The government previously confirmed that it is investigating ISA reform options as it looks to tackle what has been described as Cash ISA "hoarding". Economic secretary Emma Reynolds reaffirmed in April that the government is looking at ISA changes ahead of the Autumn Budget. Flagstone's latest poll of UK financial advisers for that 86% of financial advisers are offering as much or more advice on cash management now versus last Autumn. It also found that three in ten (30%) of them said client demand for cash management advice has become higher and a third (31%) reported that more clie...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on ISAs

Beyond 'patronising' narratives: Culture and circumstance as gender ISA gap drivers

Beyond 'patronising' narratives: Culture and circumstance as gender ISA gap drivers

Caring responsibilities often mean women have less left to put aside

Sophia Panayi
clock 11 August 2026 • 3 min read
Investment ISA cash interest changes: Yet more stick, no carrot

Investment ISA cash interest changes: Yet more stick, no carrot

'These measures fail to recognise that cash is used intentionally by savers as a strategic asset'

Kate Toumazi
clock 15 July 2026 • 4 min read
ISA reforms: Complexity risks undermining government's investment ambitions

ISA reforms: Complexity risks undermining government's investment ambitions

Government plans put ISA simplicity under threat

Andrew Tully
clock 14 July 2026 • 4 min read