L&G drops fracture cover in critical illness and income protection overhaul

Increased pay out amounts

Jaskeet Briah
clock • 3 min read

Legal and General Retail Protection (L&G) has revealed that fracture cover is no longer being offered to new applicants or existing plan holders at renewal after making a series of enhancements to its critical illness cover (CIC) and income protection (IP) products.

Under its Critical Illness Extra and Children's Critical Illness Extra plans, L&G has increased the payment levels for both additional payment conditions and children's critical illness. This includes an "improved" additional payment amount of 100% up to the value of £35,000 for Critical Illness Extra from the lower of £35,000 or 50% of the sum insured. The amount payable for Children's Critical Illness Extra has increased to £40,000 or 100% of the sum insured from the lower of £40,000 or 50% of the sum insured, and this has increased to £40,000 or 100% for Children's Terminal Illness...

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