'Urgent action' needed on Gen Z pension saving barriers: PPI report

Generation faces retirement challenges

Jasmine Urquhart
clock • 3 min read

The Pensions Policy Institute (PPI) has published a report on retirement planning for ‘Generation Z’, highlighting challenges and calling for a “new approach”.

The Concerns of Gen Z report, commissioned by the Institute and Faculty of Actuaries (IFoA), has detailed challenges the cohort born between 1997 and 2012 face in terms of retirement. The report, which outlines economic and employment challenges, reliance on defined contribution (DC) schemes, short term priorities and financial pressures such as rising housing costs and student loan debt repayments, said such challenges are delaying the cohort's need to address their pension provision. It also noted this could have "long-term implications for economic stability, social equity and the ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Partner Insight: The psychology of retirement

Partner Insight: The psychology of retirement

Bridging the advisers-clients gap: How emotional intelligence can help build deeper trust with clients and better understand their financial goals

James Woodfall, Raise Your El.
clock 15 September 2025 • 1 min read
Managing drawdown risk: A new frontier in retirement planning

Managing drawdown risk: A new frontier in retirement planning

'Volatility alone is no longer a sufficient risk measure'

Matthew Wright
clock 29 August 2025 • 4 min read
Sounding the alarm: Facing the retirement reality check

Sounding the alarm: Facing the retirement reality check

'At the heart of the issue is a worrying lack of engagement'

Laith Khalaf
clock 17 June 2025 • 3 min read