Real cash ISA returns fall back into negative territory

The wealth firm said this means savers "lose money in real terms". With UK Consumer Prices Index (CPI) inflation hitting 3% in the 12 months to January 2025, and the monthly interest rates available on cash ISA deposits, including unconditional bonuses, dropping to 1.77%, cash ISA savers face a real terms loss of 1.23%. The news comes after significant speculation that chancellor Rachel Reeves is planning to change the tax benefits of cash ISAs to help boost investment in the spring. January is the third month in a row where savers suffered a real terms loss on cash ISA savings sin...