'Too complicated': 44% of investors put off researching investments

FSCS and FCA research

Ayesha Venkataraman
clock • 2 min read

Almost half of UK investors wished to have spent more time researching their investment but found it too “time-consuming”, or “complicated,” according to research by the Financial Conduct Authority (FCA) and the Financial Services Compensation Scheme (FSCS).

The data, published on Tuesday (17 May), revealed that consumers failed to prioritise researching investments, instead spending time on choosing a holiday (31%), buying a house (26%), doing laundry (24%), buying a car (24%) or checking social media (19%). The research, exploring UK consumers' attitudes to investing, was conducted by OnePoll on behalf of FSCS and the FCA. It surveyed 2,000 UK adults - 740 of which had at least one investment - between 10 and 23 December 2021. The reasons for investing, amongst those surveyed, varied with one in 10 saying they invested because their fri...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Regulation

Appointed representatives: Are you really in control of the risks?

Appointed representatives: Are you really in control of the risks?

'The FCA doesn't just want oversight, it wants evidence'

Paul Bruns
clock 06 October 2026 • 7 min read
Manchester City charges: Treasury Committee chair raises tax questions with HMRC

Manchester City charges: Treasury Committee chair raises tax questions with HMRC

As Tax Policy Associates points to potential £12m in unpaid tax

Jen Frost
clock 02 October 2026 • 2 min read
'Waiting for certainty can itself create the breach': When must a firm notify the FCA?

'Waiting for certainty can itself create the breach': When must a firm notify the FCA?

'A voicemail is unlikely to suffice'

Gareth Fatchett
clock 02 October 2026 • 5 min read