Decumulation not 'plug and play' solution, PA360 panellists warn

'Understand sequencing risk'

Sophie King
clock • 2 min read

Advisers need to treat each client's decumulation pot in retirement differently and should be careful of asset managers offering 'sequencing risk solutions', an expert panel told the audience at PA360.

Panellist Marcel Bradshaw, head of UK retail at Orbis Investments, told delegates at Professional Adviser's flagship conference on 25 April that advisers should understand decumulation was not a "plug and play" solution as each client's pot has to be treated differently. Fellow panellist Lawrence Cook said it was an adviser's job always to be one step ahead of their clients and to be aware that people were running out of money.  The Thesis Asset Management director said they needed to understand what sequencing risk was and why it was not the same as volatility. "It is kind of like cl...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

How quality investing behaves through the cycle

How quality investing behaves through the cycle

Resilience when it matters more

Joseph Stephens and Laura Neill
clock 14 September 2026 • 4 min read
Why portfolios need to evolve, not revolve when it comes to client outcomes

Why portfolios need to evolve, not revolve when it comes to client outcomes

'As market structures evolve, so must portfolio construction'

Ed Senior
clock 11 September 2026 • 4 min read
What does 'quality' investing actually mean?

What does 'quality' investing actually mean?

Why persistence is the real test

Joseph Stephens and Laura Neill
clock 11 September 2026 • 4 min read