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Adam Higgs: "Based on the specific age banded incidence data, our new approach enables advisers to identify more accurately the conditions their clients are most likely to suffer."
F&TRC has added functionality into its Quality Analyser system that enables advisers to compare critical illness (CI) policies based on an individual's personal circumstances - such as age, gender and term of the plan.
Insurers' CI definitions have been analysed by an expert medical panel and scored based on how likely a claim would be for a client suffering from the condition. Age-banded incidence data for each condition...
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