Tens of thousands missing out on 'little-known' pension perk

The life and insurance firm have estimated only one in 10 of those eligible for National Insurance Credits are claiming the benefit. The credits, which are available for those who look after young children instead of working, can be worth up to £230 a year in retirement. The rules allow any family member who is of working age and looks after a child under 12 to make a claim for the credits, as long as the child's main parent or caregiver is working. In the 12 months to September 2017, only 9,486 people applied for the benefit, according to a freedom of information request submitted to...